- Sam Carlos narrated how he became a young millionaire despite dropping out of school to pursue his flourishing businesses
- He shared the investments he made and how he worked hard to achieve the success he had long desired and prayed for
- Speaking to NgGossips, the Kirinyaga man noted that his success did not happen overnight or by luck, but through deliberate, destiny-defining decisions
While education is often considered the key to success, a young man from Kirinyaga county has shown it is not the only path to achieving one’s goals in life.
Source: TikTok
Sam Carlos shared his inspiring journey, explaining that despite not completing his studies, he refused to define himself as a failure.
The businessman emphasized that sheer hard work and determination are crucial in achieving success, using his story to motivate young people.
Speaking to NgGossips, Sam recounted how his high school education was disrupted by the COVID-19 pandemic.

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“I think I was in Form Three when the pandemic hit and we had to go home for a while. That gap disrupted things, but we later returned to school and I completed my final exams. Afterwards, I took on some menial jobs. I worked cutting grass and planting rice for a few months, then got a job as a shop attendant before eventually securing a scholarship to study engineering at Mount Kenya University (MKU),” he recalled.
Sam Carlos used HELB to trade
While in school, Sam was introduced to the betting industry, where he used his Higher Education Loans Board (HELB) funds to stake.
He was later introduced to affiliate marketing and eventually foreign exchange (forex) trading, which became a turning point in his life.
“I taught myself binary trading through YouTube and Telegram, where I acquired the necessary skills and knowledge. I started with around KSh 250. As I learned more, I began making money. To avoid losing it all, I opened a locked savings account where I would deposit my earnings. Within two months, I had saved over KSh 100,000.

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I then invested in farming, mainly poultry. I bought an incubator, feeders, and a generator to start the project. Although I was still studying, the business became demanding, so I dropped out to focus on poultry farming and trading,” he shared.
Sam Carlos buy land worth KSh 1.2 million
Sam’s ambition and strong work ethic pushed him to venture into rice farming a few months later.
He purchased land worth KSh 1.2 million, paying half upfront with plans to clear the balance later.
“Trading was doing well for me. I had secured a bigger account with higher stakes and returns. Unfortunately, the rice farming venture did not perform as expected, so I decided to rent out the land. I was determined to build a house and bought another piece of land. However, before I began construction, I was influenced by friends in the forex industry to buy a car, since most of them already had one. I bought my first car worth KSh 2.4 million due to that pressure.
Still, I went ahead with my construction plans. I met a foreman who assured me I could build my dream house with as little as KSh 1.5 million. Unfortunately, that turned out to be misleading. I ended up spending over KSh 4 million, and the house is still not complete. Even so, I’m grateful to have a roof over my head and a car. I’m still aiming for greater achievements in the future. This is not the end,” he added.

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Source: Facebook
Jude Magambo builds parents KSh 10 million house
In a separate story, Jude Magambo showcased the beautiful house he built for his parents, revealing that he spent nearly KSh 10 million on the project.
The TikToker unveiled the home on his 24th birthday, describing it as a major milestone for him and his family after years of struggle.
He also recounted how his family had previously been looked down upon due to their economic status, an experience that deeply affected him.
Source: NgGossips
🚨 BREAKING: Watch the full clip here ➤

